Insurance on EMI: A proposal stuck at concept stage

WhatsApp Chief has written to the Reserve Bank of India (RBI), seeking a formal nod to expand payments services to all its 200 million users in India. The messaging app, which has drawn fire from the government over spread of fake messages on its platform, continues to wait for a regulatory clearance to launch full-fledged payments operations in India – months after its ‘testing’ amassed nearly one million users, and almost two years since it first began discussions with the government on its payments services plans.

The development comes at a time when competitors such as Google have forged ahead with their payments offerings.

WhatsApp is currently piloting WhatsApp payments, and its Chief Chris Daniels has now written to the RBI urging that a formal approval be granted to take the payments product to all its users in the country.

“I write to request your formal approval to immediately expand WhatsApp’s BHIM UPI (Unified Payments Interface) compliant payments product to all users in India, giving us the opportunity to offer a useful and secure service that can improve the lives of Indian people through digital empowerment and financial inclusion,” Daniels said in the letter addressed to the RBI Governor.

The letter, dated November 5, mentions that WhatsApp’s partner banks have also submitted a request for formal approval.

When contacted, a WhatsApp spokesperson said the platform is working closely with the Indian government, National Payments Corporation of India (NPCI), and multiple banks, including payment service providers to expand the feature to more people and support the country’s digital economy.

“Today, almost 1 million people are testing WhatsApp payments in India. The feedback has been very positive, and people enjoy the convenience of sending money as simply and securely as sending messages,” the company’s spokesperson said, responding to a specific email query on the recent plea to the RBI.

In the letter, WhatsApp noted that the platform had rushed to ensure that the payments data is stored in India, immediately after the RBI came out with a directive outlining the new payments data storage requirements in April this year.

“Today, (the) RBI has unfettered supervisory access to payments data as prescribed by the RBI circular…,” said the letter. PTI has seen a copy of the letter.

The Facebook-owned company has also demanded a “level playing field” for all companies that offer payment services, including “a certain and transparent regulatory and operating environment”.

WhatsApp has also made a case for scaling up its operations by citing the productivity gains that have accrued to Indian small business as a result of the digital tool, and expressed its deep commitment to the market.

“Based on feedback from NPCI and our bank partners, we are confident that we are fully compliant with the UPI checklist, have made all necessary submissions and have passed the security audits required to launch WhatsApp Payments,” Daniels said.

It could not be immediately ascertained if the firm has received any response from the RBI to its letter.

WhatsApp’s ambitious payment services’ blueprint has been caught in a bind, over concerns around authentication and its data storage practices. In the past, its home grown rivals have alleged that WhatsApp’s payment platform has security risks for consumers and is not in compliance with the guidelines.

WhatsApp has been under tremendous pressure to put in place a mechanism to curb fake news on its messaging platform that incited mob fury in India. Over a dozen people have been killed across the country this year in mob lynchings, fuelled by rumours circulating on WhatsApp.

The rumours ranged from suspicion of stealing children to victims being believed to be killing cows. Riots have been instigated by people forwarding and misinterpreting videos on WhatsApp.

The government has, on several occasions, warned the company that it can’t evade responsibility if its messaging service is used to spread false information. The Centre has directed WhatsApp to develop tools to combat fake or false messages, and, more importantly, to identify message originators.

Apart from the traceability request, the government had asked WhatsApp to set up a local corporate presence and appoint a grievance officer to address complaints.


SBI Preliminary Examination 2018: Admit card expected on 6th June at

SBI Preliminary Examination 2018: Admit card expected on 6th June at

SBI Preliminary Examination 2018: The State Bank of India is holding preliminary examination for as many as 8301 vacant positions for Junior Associates. The Admit Card for this SBI Clerk Prelims 2018 is expected to be released on 6th June 2018, by the SBI on its official careers page – The candidates will be able to download their Prelims Admit Card 2018 from 6th June 2018 onwards, according to the schedule given in the official advertisement of the SBI Clerk 2018 Recruitment.

The SBI Preliminary Examination 2018 will be held on 23rd, 24th and 30th June 2018 across the country to fill 8301 vacancies for Junior Associates at the SBI branches across the country.

The aspirants/candidates who enrolled for the SBI Recruitment 2018 of Junior Associates (Customer Support & Sales) in Clerical Cadre as per the advertisement number CRPD/CR/2017-18/10, must keep a tab on to download their Admit Card on the given dates.

Recently, the SBI released Pre-Exam Training Call Letters for those candidates who were eligible to receive Pre-Exam Training.

However, the SBI Clerk Main Examination 2018 will be held on 5th August 2018, and the call letters for the Main Examination will be released on 23rd July 2018. The SBI is actively involved since 1973 in non-profit activity called Community Services Banking. All the bank branches and administrative offices throughout the country sponsor and participate in large number of welfare activities and social causes. The origin of the State Bank of India goes back to the first decade of the nineteenth century with the establishment of the Bank of Calcutta in Calcutta on June 2, 1806.


Online Public Schools in Indiana to Celebrate Class of 2018 on June 16

-Insight School of Indiana (ISIN) and Hoosier Academy Indianapolis, online public schools serving students statewide, will celebrate their graduating classes with a combined in-person commencement ceremony in Indianapolis on June 16.

“We are proud to celebrate the accomplishments of the Class of 2018,” said ISIN and Hoosier Academy Head of School Rachel Goodwin. “Each graduate has demonstrated that learning is truly a personal journey. It has been an honor to provide an education platform that meets their unique needs and has set them on the path for continued success.”

Of the 72 members of the two graduating classes, students report having been accepted to a number of colleges and universities, including Ball State University, Elon University, Indiana University, Ivy Tech Community College and Purdue University. Several students will begin training and vocational programs in such fields as welding, mechanics, culinary arts and health care following graduation.

Both schools combine online instruction and the support of experienced, Indiana-licensed teachers to provide a personalized learning experience for students of every ability level at an appropriate pace for their learning style.

Serving students in grades 7 through 12, ISIN offers a rigorous and engaging curriculum including courses in the core subjects, and provides students with the opportunity to discover possible career paths by taking online Career Technical Education (CTE) courses. High school students can plan for the future with college workshops and career counseling. ISIN provides services that empower students to overcome challenges in and outside of class, connecting them with community-based resources for social, academic and personal needs when necessary.

Hoosier Academy Indianapolis connects students in Kindergarten through 12th grade with their teachers and peers in a virtual classroom setting as well as in a face-to-face classroom setting. The school’s blended program offers twice-weekly in-person instruction at the school’s two Indianapolis Learning Centers for elementary and middle/high school students. Middle school and high school students can discover possible career paths by taking a CTE exploratory course as well as enroll in Advanced Placement® and honors courses. The school offers student clubs and in-person field trips and social gatherings to foster a sense of community.

Keely Harris will serve as the 2018 valedictorian, and plans to attend Purdue University. Gaia Harshman will serve as salutatorian.

The graduation program will include remarks from ISIN and Hoosier Academy Head of School Rachel Goodwin, principals from each school and the class valedictorian and salutatorian.

Media is welcome to attend the graduation ceremony. Details are as follows:

WHAT: Insight School of Indiana and Hoosier Academy Indianapolis 2018 Graduation Ceremony
WHEN: Saturday, June 16, 2018 at 4:30 p.m.
WHERE: Christel DeHaan Fine Arts Center, University of Indianapolis, 1400 E. Hanna Ave, Indianapolis, IN 46227

About Insight School of Indiana

Insight School of Indiana (ISIN) is a tuition-free, public charter school authorized by Ball State University that serves students in grades 7-12. As part of the Indiana public school system, ISIN is tuition-free, giving parents and families the choice to access the engaging curriculum and tools provided by K12 Inc. (NYSE: LRN), the nation’s leading provider of K-12 proprietary curriculum and online education programs. For more information about ISIN, visit:

About Hoosier Academies

Hoosier Academies, a tuition-free, public charter school authorized by Ball State University, offers a blend of online learning and face-to-face instruction through Hoosier Academies Indianapolis, a K-12 blended learning school. With Hoosier Academies, families have access to the curriculum and tools provided by K12 Inc. (NYSE: LRN), the nation’s leading provider of proprietary technology-powered online solutions for students in kindergarten through high school. For more information about Hoosier Academies, visit


Haryana SSC Constable Recruitment 2018: Apply now for 7110 SI, Constable posts on

HSSC Recruitment 2018 for 7110 SI Constable posts; Image credits:

Haryana Staff Selection Commission, HSSC has invited applications for recruitment to 7110 Sub Inspector, SI Constable posts on its official website. Aspirants to take notice that the Haryana SSC Constable Recruitment 2018 notification has been re-advertised. For the first notification that was released in April, applications were invited until May 30, 2018. There are 6647 vacancies for the Constable positions, for both males and females, the remaining posts are for Sub inspector posts. Interested and eligible candidates can apply online for HSSC Recruitment 2018 at by July 2 using the direct link and steps given below.

The recruitment is currently live for the following five categories – Category 1 – Male Constable (General Duty), Category 2 – Female Constable (General Duty), Category 3 – India Reserve Battalions of Haryana State Male Constable (General Duty), Category 4 – Sub-Inspector (Male) and Category 5 – Sub-Inspector (Female). The facility to pay the application fee online would close on July 5.

Steps to apply online for HSSC Recruitment  2018:

Log on to using the direct link given here for your convenience. Read the official notification here.

Click on Click here for Advt. 3/2018. A new window would open. Click on Login or Register, if you’re a first-time candidate

Login/ Register successfully and proceed to the online application. Submit application successfully before July 2 and make the payment before July 7, 2018. Take a print out of the application for future reference.


IBPS recruitment 2018: Apply for 10,190 vacant posts on

IBPS recruitment 2018: Apply for 10,190 vacant posts on

IBPS recruitment 2018: Institute of Banking Personnel Selection (IBPS) has invited applications for 10,000 posts of officers (Scale-I, II & III) & office assistants (multipurpose). Interested and eligible candidates between the age of 18 to 40 years can apply for the job before July 2.

IBPS recruitment 2018: Educational Qualification and Experience
Office Assistant (Multipurpose): Candidates applying for the post must have a bachelor’s degree in any discipline from a recognized university.
Officer Scale-I (Assistant Manager): Applicant must have a bachelor’s degree in any discipline from a recognized university.
Officer Scale-II (General Banking Officer, Manager): Candidates must have a bachelor’s degree in any discipline with 2 years of experience.
Officer Scale-II (Specialist Officers, Manager)
Information Technology Officer: Candidate applying for the post must have a bachelor’s degree from recognised University in Electronics/Communication/Computer Science/IT with one year experience.
Chartered Accountant: Applicants must have a certified Associate (CA) from Institute of Chartered Accountants with a year of experience.
Law Officer: Law Degree with two years experience is must for this post.
Treasury Manager: Chartered accountant or MBA in finance with a year of experience is required for this post.
Marketing Officer: A candidate applying for the post must have an MBA in marketing from a recognized university with a year of experience.
Agricultural Officer: Applicant must have a bachelor’s degree in Agriculture/ Horticulture/ Dairy/ Animal Husbandry/ Forestry/ Veterinary Science/ Agricultural Engineering/ Pisciculture from with two years of experience in a relevant field.

IBPS recruitment 2018: Age limit
For Officer Scale- III (Senior Manager): 21-40 years
For Officer Scale- II (Manager): 21- 32 years
For Officer Scale- I (Assistant Manager): 18-30 years
For Office Assistant (Multipurpose): 18-28 years

IBPS recruitment 2018: Selection procedure
The selection procedure would be through a written test followed by an interview. For Officer Scale I and Office Assistant (Multi-purpose) the examination will be two-tier i.e. the online examination will be held in two phases, preliminary and main.

IBPS recruitment 2018: Application fee
General Category: Rs 600

IBPS recruitment 2018: How to apply? 
The candidates can apply online through the official website of Institute of Banking Personnel Selection:

IBPS recruitment 2018: Important dates
Last date for application submission: July 2
Pre-exam training for officer scale-I: July 30 to August 4
Pre-exam training for office assistant: August 6-11
Online examination– preliminary for officer scale-I: August 11,12,18
Online examination –preliminary for office assistant: August 19, 25 & Sep 1
Online exam result –preliminary: September

source:-Zee businessa

Millennials work out career angst and relationships on the Sunshine …

Olivia Hutt and Sara Vickruck star in This, Here, which runs at the Culture Lab from July 18 to 28.

If we are to work, then what are we to work for?

That’s the central question running through This, Here, a new play from Vancouver’s Babelle Theatre. In the play, three characters who have all come to a crossroads in their lives gather on the Sunshine Coast.

“All three are at the point of abandoning what they’re doing or deciding to continue on,” said playwright James Gordon King. “They meet, support and ultimately try to help one another get through.”

The play is set in Gibsons Landing, where Alison (Olivia Hutt) and Maddie (Sarah Vickruck) have come from Toronto to help Alison’s father Brian settle in. Both Alison and Maddie, who have been together for two years, are dissatisfied with their careers; Maddie is burnt out from running a small catering business, and Alison is frustrated with her acting career. Brian (David Bloom), meanwhile, is a playwright who can’t finish the play he’s been working on for the past five years.

King and director Marie Farsi founded Babelle Theatre four years ago. Rivulets: Three Short Plays About a Flood, their inaugural production, garnered seven Jessie Richardson nominations (and won for King’s script). Movements 1&2, their second production, premiered in 2016 to sold-out houses. The company’s mandate is to mount shows that appeal to millennial-and-younger theatregoers.

Olivia Hutt and Sara Vickruck star in This, Here, which runs at the Culture Lab from July 18 to 28. Jackie Dives / PNG

The two believe that the themes in This, Here will resonate with that group.

“They’re really interested in that question of how to live, and whether or not having a career is a worthwhile endeavour,” King said.

He cites as inspiration a friend who decided, after two years’ practice and thousands of dollars in education, that law wasn’t for her.

“Often people don’t know that something isn’t for them until they try it,” King said. “This friend that’s moving out of law — there’s no rational conversation you could have had with her previous to that transition. I’m hoping through theatre to explore this territory.

“We’re interested in using theatre as a metaphor for being, to ask questions about how we relate to one another in the role, what roles we play, which are most important, which are arbitrary and fake. I feel like those sorts of questions are on a lot of millennials’ minds.”

Farsi thinks that the idea of a young woman returning home to spend time with a parent is relatable across generations.


Scrum will put your project management career on track — learn how for only $39

Scrum will put your project management career on track — learn how for only $39

If you’re familiar with project management, then you’re also likely familiar with Agile. And for those who use the methodical approach to getting a software product from idea to store shelves, the Agile offshoot Scrum is one of the most popular project frameworks in the industry.

Right now, you can go deep inside Scrum and how it can impact everyone involved in the development process with the Complete Learn to Scrum course bundle. The package (a $1,140 value) is on sale right now for just $39 from TNW Deals.

This collection includes five separate courses, each contoured to address different employee groups and their place in the overall Scrum process. Scrum focuses on helping team members set short-term goals, and use those regular guide points to help cut down on unexpected surprises, control risk, and ultimately bring a successful project in on-time, on-budget, and up to everyone’s expectations.

Whether you’re learning Scrum for the first time, working to master your skills, or already a dedicated practitioner, this collection of instruction breaks down the steps for using, managing, or even owning product development from start to finish.

This training will also prepare you to achieve PMI certification as a project manager, a highly-valued accreditation that routinely boosts job prospects significantly.

At over 90 percent off its regular price, you can pick up the entire package at the wallet-friendly price of only $39.